CapitalizedInterest.com
Free Calculator
See the true cost of deferred interest. Enter your loan details below — we'll show you exactly how much you'll lose to capitalization and what you can do about it.
Original Balance
$30,000
what you borrowed
Capitalized Interest
$0
added to principal
New Total Balance
$30,000
what you actually owe
Original: $30,000
New: $30,000
0%
+0.0%
100%+
What if you paid just $50/month during deferment?
You'd save $0 in capitalized interest and owe $0 instead.
Want to compare?
12-month deferment
·
24-month deferment
·
5.5% refinance rate
·
See as private loan
The bottom line: You're paying interest on $0 of interest that was added to your balance. That's 0.0% more than you originally borrowed.
Save this result — we'll email you a full breakdown & 3 ways to stop the compounding.
This calculator provides estimates for educational purposes only. Actual loan terms vary.
Consult a financial advisor for personalized advice. We do not lend money or provide financial planning.